Based on a recent report from the NHTSA, there are almost seven million documented roadway accidents each year, which amounts to roughly 19,000 collisions every 24 hours. Many of these incidents involve minor fender-benders but it’s important to note that the total cost of car accidents in the United States just surpassed $240 billion per annum.
As such, modern auto insurance providers play a fundamental role in today’s day and age because they protect us from unforeseen expenditures, repair bills, legal complications, and other types of financial liability.
Which Aspects Are Used to Determine My Monthly Premium?
The specific price of your vehicular coverage will vary from company to company but here are the most common factors that can impact your auto insurance premium nowadays:
* Your gender and age
* Whether you are married
* Your geographical location
* Your job and any unique professional responsibilities
* The safety rating and size of your vehicle
* Your driving history including any past tickets, accidents, or claims
* The number of vehicles you wish to insure
If you’re trying to obtain affordable auto insurance in Santa Cruz or switch providers, the best way to save money on your premiums is to partner with a reputable policy specialist that can help you pinpoint the most cost-effective coverage.
Is There a Trustworthy Provider in My Area?
If you take a moment to visit Coastautoinsurance.com, you’ll be able to partner with a resourceful company that represents 50 different insurance firms, which means that you’ll gain access to a comprehensive assortment of options without having to waste time shopping around.
Their in-house experts are very friendly, versatile, and, most notably, they have been helping people acquire economical auto insurance since 1986. All it takes is a few clicks of your mouse to begin the process so be sure to visit their webpage for a free, no-obligation quote at your earliest convenience.